The Floods and Insurance

I knew that my place in Marksville was close to the areas affected by the  Mississippi flooding but did not realize just how close.  Only 20 miles away to the east and north of Marksville is the Lake Ophelia National Wildlife Refuge which is being flooded now as well as the backwater area of the northeastern area of the parish.  Things are steady for now but I will be heading south next Wednesday just to make  sure that things are ok.  Currently only secondary roads and some camps are affected.  Neither of which directly affect my place.  I had planned on going out this weekend but for some reason, I did not feel like going.  I hope it was not a mistake, not that here was anything I could do anyway.  I have no insurance on the place.  That needs to change.

Yesterday, we found out why our payments here in Bossier went up.  Pam lost her multi-line discount because her car policy and the house policy had different names.  That is going to be solved as well as getting a refund from State Farm from the beginning of the year.  I also got a quote for full coverage for both vehicles for about $116.  I am currently paying $77 for minimum on both vehicles and nice things settle down with getting Pam’s multi-line restored, I will get an additional 17% discount making the payment about $96.  Hmmm minimu to full coverage on both cars for only 19 bucks, that’s a no brainer.  And I always did like State Farm.  I had been with them until I moved back in 08.  When we go in to take care of the multi-line, I will  get them to quote basic insurance on the structure in Marksville.  Geico refused to do it when I asked for them to do it.  Their loss, State Farm’s gain.

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